Fix AML weaknesses before they become findings.

Big-firm expertise. Without the big firm.

Senior financial crime & AML advisory for banks, payments firms, fintechs and crypto businesses — across the UK, EU and APAC. Led by a practitioner who has built and run these functions in-house, not a team of juniors with a template. We find and close the gaps before regulators do.

Book a free call Our services

~95% of transaction-monitoring alerts are false positives — burning analyst time on noise. We recalibrate your monitoring so the team chases real risk, not noise. Source: industry estimates (Nasdaq Verafin)

$3.1tn in illicit funds flowed through the global financial system in 2023. We design controls that catch what matters — proportionate, risk-based, defensible. Source: Nasdaq Verafin, Global Financial Crime Report 2024

2–5% of global GDP — an estimated $800bn–$2tn — is laundered every year. We build risk assessments that size your real exposure and focus controls where it counts. Source: UNODC

~1% of laundered criminal proceeds are ever detected and recovered by authorities. We strengthen detection and escalation so issues surface early — not in an enforcement notice. Source: UNODC / Europol

£264.8m FCA fine against a UK bank for AML failings — the first criminal AML prosecution of its kind (2021). We get your framework regulator-ready before scrutiny arrives — not after. Source: FCA

Who we work with

Senior financial crime & AML support, shaped around the kind of organisation you are. Or jump straight to what we do →

Financially regulated institutions

For banks, payments & fintechs

You're scaling customers, markets or products, and your financial crime controls need to mature alongside the business.

Fractional MLRO / Nominated Officer
AML programme across the full lifecycle
Licensing & regulator readiness
KYC/KYB & banking-partner support

Explore these services RegTech & compliance tech

For compliance-tech vendors

Your product is strong; now you need warm routes to sceptical, regulated buyers, and the credibility to win them.

Warm access to compliance buyers
Go-to-market & buyer positioning
Product review & compliance validation
Detection & model efficacy validation

Explore these services Business process outsourcers

For KYC & CDD operations

You run KYC, CDD and monitoring for regulated clients, and need to deliver to the standard their regulators expect.

Remediation & programme management
Process excellence & optimisation
AI & automation enablement
Metrics, SLAs & quality assurance

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Two decades at the sharp end of financial crime

Built and run in-house at some of the fastest-scaling names in fintech and payments, not observed from a slide deck.

15+

Years in financial crime compliance across three continents

300+

Compliance professionals led globally at OKX across six countries

10M+

Customers covered in financial crime risk programmes

"Phil took ownership of a complex financial crime problem against a tight deadline and left it in better shape than he found it. Low ego, clear in writing, always happy to be challenged."

Jaco Struik · VP, Fraud & Financial Crime

"One of the most passionate and innovative managers I've worked with: a renowned SME in AML and financial crime analytics who combines that with real technical strength to deliver the best outcome for clients."

Alexander Pitharas · Senior Business Development Manager, HSBC

"A strong and positive leader. His depth of knowledge in financial crime, combined with real technical understanding, lets him deliver robust, effective control programmes."

Lorna Russell · Lead Data Engineer, Quilter · ex-KPMG

"A powerful combination of compliance expertise and natural leadership. Phil kept the team motivated, shared knowledge generously, and was always open to ideas. Reliable and forward-thinking."

Natalia Gburzyńska, CAMS · Deputy MLRO, Revolut

"A great manager and mentor with deep knowledge and experience in financial crime, who leads not only by example but with empathy. One of the best colleagues I've worked with."

Louis Tan, CAMS · APAC Financial Crimes Lead, Stripe

"A rare manager who is also an inspiring mentor and strategist. Strong across operations, complex transformation, financial crime and analytics, and a genuinely creative thinker. His programmes consistently deliver beyond expectations."

Matthew Targett · Associate Director, WTW